A Debt Management Plan is an arrangement where we negotiate with your creditors to lower your repayments; this can help you clear all of your existing loans and credit cards by replacing them all with one lower monthly payment.
The monthly repayments are based on what you can afford after a realistic income and expenditure has been drawn up. We offer a 100% free consultation.
An IVA (Individual Voluntary Arrangement) is a Government run scheme to help you out of serious debt problems. With an IVA you could be debt free in 60 months with up to 70% of your debts written off.
We offer a 100% free consultation and our professional debt experts will evaluate your debt options and tailor specific debt solutions on an impartial and confidential basis.
Bankruptcy is for very large debts where you have little or no disposable income to pay your creditors.
As part of our bankruptcy service, we check all of the other options available to you before committing to declaring bankrupt, quite often alternative solutions can be taken to avoid declaring bankruptcy and we provide a 100% free consultation to help you evaluate all of the options available.
What's the most appropriate solution for you?
